Yeah. Definitely negotiate more. The 0.9% financing is offered by BMW FS not the dealer. With the premium package creidt + the bad economy you can definitely do better.

As for vabeachrunner4, that is one killer deal. Just not sure how it is possible to get so much under invoice. It's one thing for the dealer to give a car away, but another to pay someone to take it. I'm not questioning the validity of your deal. It is possible. I'm just thinking that it's an exception rather than the norm.