Still if you're buying your home you wouldn't pay the price if it was deemed of that value. So if an appraiser sets the value for you, regardless of purpose, you assume that value. If months later you're told the value was really 30% less, how is that possibly your error? You should have known the appraiser was misleading you

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"promote the general welfare, not provide the general welfare"

We the People of the United States, in Order to form a more perfect Union, establish Justice, insure domestic Tranquility, provide for the common defence, promote the general Welfare, and secure the Blessings of Liberty to ourselves and our Posterity, do ordain and establish this Constitution for the United States of America.