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Weasel,
Doesn't your 401k offer some investment options to select from?
Cash, cash equiv., and/or a bond fund(s)?
Not prying at what your 401 is currently invested in, but most
offer some options and the chance to change "selections" at least
a few times per year.
Roth is a no brainer, imo, for anyone under 50ish and still woikin...
though there is no guarantee the geniuses won't change/alter the
rules on Roth IRAs in the next decade or so.
GL,mD
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