Krimson, you may have touched on this and I just missed it, but how does Obama plan on helping the people who have mortgages that aren't right for them and not in some indirect way help the lenders? Obama thinks that McCains plan will benefit lenders, but his will as well as far as I can see.

Also, lets not forget that it is the Democrats that got us here in the first place. Slick Willy is partially responsible for lowering Fannie Mae's standards to what they are today.

Lets really step back and look at the situation; a Democratic President loosens Fannie Mae requirements, more Democrats from the Clinton admin (Franklin Rianes and others) are appointed to run Fannie mae, Republicans warn that Fannie Mae is getting out of control, Franklin Rains gets his pockes fat to the tune of millions of dollars in Fannie Mae bonuses, Barack Obama appears to be one the the highest compensated senators with regard to Fannie Mae funds and you think we should actually let the Democrats and Barack Obama of all people correct the problem? Are you serious? Don't you think the Dems have had control of Fannie Mae and the mortgage industry long enough? It hasn't really worked out that well, has it?

Obama proposes going after and assess fines against unscrupulous lenders who deceptively sold subprime mortgages to millions of Americans.

That may work to hlep prevent this from happening in the future, but how is assessing fines to "unscrupulous lenders" that may or may not even be in business anymore going to change the situation we are currently in? If we do that the economy and mortgage industry is going to immediately recover because we got he bad guys? Yeah right. More political heart string tugging.

"We can't wait to help workers and families and communities who are struggling right now -- who don't know if their job or their retirement will be there tomorrow; who don't know if next week's paycheck will cover this month's bills," Obama said.

By fining banks and lenders and creating jobs? That is how Obama thinks he is going to make the situation better in the imediate future for middle class families? I guess he would say that McCain hates new jobs. Who doesn't want to create new jobs?