Eric, if that is actually true, then I can not argue with that. It sounds good to me. My friend's wife is a teacher and they are on her plan because it is so much cheaper. I am not exactly sure what their exact coverage is compared to my current plan, but I do know that it is cheaper per month.

Thanks for taking the time to write that out. I can't argue with a good idea and frankly, I can't see any downside with that right now.