OK... just double-checked with the CEO. It's not as bad as I had thought, but, still... we got screwed: The house will be assessed on January 1. If we move in any day after that, we would not have to pay any taxes for '06 (on Jan. 15 of '07) because we would not have owned the house. Now, we will have to pay the taxes. So, one more week would have saved us some $9K.
She's a mortgage banker. I'm an English major. Guess who handles anything that deals with housing and mortgages?

All I do is sign where she tells me to. Heck, for all I know, I've signed everything over to her.