yep -- and they are not discounting new x5's or x6's. In fact, the x6, while nice, is ridiculous on the pricing, especially when coming off of the 4.8is -- to get comparable performance anything less seems like a big step down, (I drove the 3.5 x6 and it was just OK for me - I really like the V8 grunt) so I could only go with the 5.0 x6 - but big big $ with no incentives...

I may be forced to keep my X5 since I am so upside down, and I know I shouldn't be whining since it is no slouch and in killer shape. But damn! I lost allot in my 401K and now this!