I agree with Quicksilver. When I wrecked the old E36, it wasn't too much damage at all, but the repair cost exceeded 75% so it was considered totaled. What I got was they took the retail cost, added licensing fees, subtracted the average auction value of the car in its condition then cut me a check and I keep the car. And I retained the title so it didn't get a salvaged or total loss title. I took this route because it costed me much less to fix the car than what they gave me, so I came out ahead.

So if you tell them to keep the X5, you should get the remainder of retail value + licensing fees as well. I'd talk to your insurance and ask them about it and see what details you can get. And I say talk to your insurance because they should give you honest information since it isn't out of their pocket... buththe other ins company.

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"When you do things right, people won't be sure you've done anything at all" (Bender, futurama)

You make something idiotproof, they'll make a better idiot

You think professional is expensive, just wait until you pay for amateur.

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Examine what is said, not who speaks.

X5 pics

RIP 4.6is.....

2003 4.6is