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Originally Posted by brian5
Unfortunately, Gresch is right. Need to pay off credit cards every month. The interest rates are really high at the current levels (even without 6% increases).
And Gresch, my primary credit card is still Citibank AA card. I've been to Europe twice with my family on rewards points. There have also been other trips...
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take a look at Capitalone, you can use the points on any airline with no restrictions. 
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You have your way. I have my way. As for the right way, the correct way, and the only way, it does not exist.
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