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Originally Posted by Wagner
....MOVE TO A CHEAPER NEIGHBORHOOD!
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I'm not aware of any cheaper neighborhoods around here. Rockland County is the cheapest county in the NYC area. The only way to go cheaper is to move further north, which is a problem since most Rockland County residents work in NYC. The morning commute to NYC from here is around 90 minutes. If you move up to Orange County, then you are looking at 2+ hours commute.
As far as my old neighborhood, it's sort of crappy compared to how it was 20 years ago. Nobody mows their lawn, the houses aren't in as good shape as they used to be. So it's nothing to be proud of. It's not as if $500k in the NYC area will get you a nice neighborhood or a nice house. That is the minimum you can spend if you have a job in NYC and want to live within 2 hours of it.