i average 20k miles per year so as such i would be out of warranty in less than 2.5 years. at about 60k miles an X5 needs front axle work. the V8 requires a valley gasket replacement at or around the same mileage.

for me it was a no-brainer. i bought the extended warranty at delivery. at best i will get 5 years out of it all told. i also purchased the extended maintenance as there is little if anything BMW can say is my expense for at least 5 years. tires, but shit, who really wants run-flats.