Well, after lurking on this board every day for the last 5 months I finally pulled the trigger today . Here's what we ordered:

X5 35d
-Vermillion Red
-Black Leather (the interior color was the point of contention for the last couple of weeks)
-Sport Package
-Premium Package
-Tech Package
-Rear Climate
-Ipod adaptor
-Heated front seats
-Dark Bamboo Trim

Now my one question: should I get the step rails or not? They "look" good and I have two young ones (2 and 4) so I figured the steps would help...but I noticed on my test drives that I would constantly rub my leg on them getting in and out.