I have used BMW Select before, when I had my M3. It is a GREAT program..all the best parts of lease and finance rolled into one.

Think of the Select program as a Balloon loan. You are given the vehicle at a better rate, like a lease would have, with no mileage limit, like traditional financing would have. The only item is that at the end of term you owe a payment/balance of the cost. So if you plan on buying the car at the end of term there is no problem. However if you are more inclined to move on and trade the car in on something else then make sure you put a lot of money down. This will cover the difference in depreciation later.

All in all I love the BMW Select program.

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