You did mention, my bad.

I was surprised few dealers here didn't know or pretended they didn't know about MSDs (San Francisco bay area). 2-3 salesmen didn't even want to talk about money factor and base rate at all. Only about monthly payments and down payments (what's your monthly budget, put this much down, we'll get a payment for your budget). That's what they did to me 4 years ago, for my first lease, then I learned my lesson.