Financing:
First decide whether you are keeping the X5 past payoff or
if you want to dump and run. Most bmws have a very long
life if properly maintained. I have an '89 325 rag with 168,K
and it runs great.
I recently bought my X5 3.0'01 through a traditional credit
union with about 5 K down. Granted, the payments run about
5 bills a month, but it's a 4.5 year plan. If cash flow will be
an issue - go for 7 years, remember no matter how many miles
are on your vehicle you can get at least 10 years out of the
investment. The average vehicle in this class is lasting 10 years.
Also, you may want to do some history checks on the model and
look for big cash fixes. Other than usual tire, brake etc maintaincethe vehicle should go a long time for just payments.
Good luck..
J