Thanks Mike..

Yes, I did get 12k miles a year. Also the money factor, you might be right. The dealer told me that the .00175 rate was only for customers with a BMWFS history (within the past year).

My bro didn't have a BMWFS relationship within the past 365 days so he didn't qualify. We could have bought down the rate with security deposit but it didn't seem to make much sense.

If they did up the MF a little bit to try to squeeze some margin, I wouldn't be surprised either. I tried to price shop the MF with a few other dealerships and Santa Monica was the lowest. Not saying we got the buy rate, but they told us we did for a non existing BMW customer.

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