Quote:
Originally Posted by Wagner
Here is what I thought was most telling:
2.) In its purest form, community rating requires that insurers charge the same premiums for all their patients, regardless of their age, obesity or any lifestyle differences. New York, New Jersey and a half-dozen other states have stringent community rating laws. In most states, insurers can charge their customers according to their actual costs, so a 62-year-old smoker would pay, say, $10,000 for a policy versus $800 for a 20-year-old marathoner.
The senate plan would impose a strict, narrow band on all premiums nationwide: Insurers could never charge more than twice as much in premiums for their most expensive patient versus their least costly. So the 62-year-old's policy might fall to $5,000, and the 20-year-old's would go to $2,500. The senior would get a big subsidy, and the youngster would pay far more than his real cost.
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"Progressive" is looking more like a movement progressively moving away from Personal Responsibility. I can't imagine how this model will sustain itself especially in these tough economic times and fiscal deficits. How does the Government think it can take care of the health of America if we bankrupt our Country?
Seriously, Look around at what we see in real life circumstances. How do you take care of someone who refuses to take care of themselves? How many people do you know who smoke, drink, do drugs, are overweight and live unhealthy lifestyles? We're a fat and lazy society who is now looking for a government to take care of us...
Were on a dangerous road here...