I would go to the reputable body shop if you are paying. A good shop will make it so you won't even notice the difference. Wow that's terrible insurance. Is that a normal policy over there? I have a $200 deductable...my insurance pays the rest.

At least you're ok!

BTW...we can't see the pics

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ON HER WAY OUT: 2009 X5 xDrive48i - Black Sapphire Metallic - Saddle Brown Nevada Leather - Dark Bamboo Wood

ALMOST HERE: 2007 M5 - Silver Grey Metallic (more to come)