Viperfreak2 - I agree with you in a sense to accept responsibility when you are clearly at fault, however, I feel that I am being punished for being a doing what I believe was the right thing. Even after the whole incident, I still firmly believe my actions were appropriate given the circumstances. However, your argument about following the car too closely is a very valid argument. While I was not distancing myself from the car ahead of me, my distance was normal for a "NYC driver". Those who drive in NYC will understand what I am talking about. While the standards of driving between NYC and other places are vastly different, it does not make one right or wrong - It is just simply different.

As far as the payment is concerned - I am not concerned with the fine, as much as I am with the points and insurance hikes that "might" come along with it.

Your take on my situation based on your relgious views is quite interesting. However, it begs the question of another example - "If a good samaritan endangers his/her life while saving Person A from a burning house, but in doing so is sued by Person A for causing physical harm to Person A. Should the good samaritan simply plead guilty?"