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V & I pay $760 per month, off the top or the bottom, for Major Medical
Blue Cross Blue Shield of NC...it has a deductible of $5,000 per "incident"
and a lifetime ceiling of $2Mil. Obviously, I don't go near a Doc or a hospital,
with the sniffles, bug bites, aches & pains, the flu, and on and on, and on...
We we first copped it, after shopping hard back in early '02, it was ~$250/month.
I'm not gonna miss lunch because of the monthly fee, but that $9Gs+ per year,
for basically calamity insurance coverage, (with pages and pages of exclusions and
less than full coverage, minus the deductible(s)) currently, is a bite in the butt for
us retired bums.
I don't know the "answer", or really any semi-answers after reading/watching the
HC arm wrestle in the media, for the past couple of weeks.
It is an expensive, lobbyist driven fookin nightmare, however.
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