i have limo tint on top of the privacy glass all around but not on the very front. the very front where i am is a 2 point ticket no questions asked. you can tint everything but the front and driver (front side) windows. keep in mind if a police officer catches you doing ten over and another guy at the same time doing ten over , he'll most likely get you because he can write two tickets. if you do get picked up for the front (side) its almost always a "fix it ticket" aka you have 14 days to take them off , find a cop and have him sign the ticket saying they are now off then you get to head to court to drop the ticket off. unless..... you can get an eye doctors note saying you have to have the car tinted because you have "sensitive eyes" or you know a few officers really well

.
i noticed it also depends on the car your are driving if its nice
you dont get rolled as much( if at all) as you would say in a ricer' civic
making all sorts of sounds...
i have friends who live all over this country and law for tints where they are is about the same. then again your state may not even have a law on tints either way
if you are willing to deal with all of it, 20% is nothing

i say go for it ! i love the way mine looks.