The saddle will show dirt, which I've had to Fantastik a couple times, and this is just normal use of the seats (front seats). I have 1 year olds so yours probably is more hands-on than mine right now so... you're in trouble... but I really disliked the tobacco so that wasn't even a consideration. Saddle/black combination is absolutely beautiful throughout.

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'08 X5 3.0si - Alpine White / Saddle Brown interior
Specs: Sport Pkg, Premium Pkg, Tech Pkg, Comfort Access, Aero Kit, Style 433 staggered 20s on Conti DWS
Mods: Carbon 35 tint, LED angel eyes, GP Thunder 7500k fogs, H&R 20mm/25mm spacers, clear reflectors, gunsmoke-tinted taillights
Coded: Digital speedo, windows/sunroof/tailgate close via keyfob

X5 pics at Flickr