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I hear you on FICO scores...but, it is "the system", although it does not take all situations & "performances"
into balanced or "equal" consideration and, tends to skew some aspects of one's "history", especially current
running history, imo.
Like you, we have two houses with no mort., a couple of CC cards used for ~$2Gs a month, paid off on time monthly,
and no debt; alas, our FICO score has eroded downward over the past few years, from the high 700s to barely 700.
Also, the newer parameters being installed in the FICO assessment process may have had some affect on the reporting
collation and the "score" itself.
Sears, imo, is not in great shape and they may be offering the come on of 6 months same as cash, but their bean counters
are under considerable pressure from the Street, and the coin flipping analysts, in my view.
Back at the Tire Shopping Ranch, I hope that $1500 is installed and done with great care; I just got a set of 19" Michey Dias
through my Indie, installed like an eye operation, for $1250 out the door.
GL,mD
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