Sorry to hear about your ticket but it sounds as if there is more to your story than you are telling us. How fast were you going and how's your driving record? You must have been going pretty fast. You were lucky you didn't end up in jail...or did you? It's never happened to me, but one speeding ticket rarely equates to raising your premiums threefold. If it does, you will be paying tripple for any other vehicle you will buy. I'd just hang on to the X and not make any snap decision you may regret.