Check the info below for rates. Your CA is full of it. He is allowed to mark up the rate by .0004 and it looks like that's what he's trying to do. The buy rate is .00225. I've never heard of "super elite."

2010 BMW X5 xDrive 30i
24 Month – Residual 63% of MSRP – .00225 Base Rate
36 Month – Residual 57% of MSRP – .00225 Base Rate
48 Month – Residual 40% of MSRP – .00245 Base Rate
60 Month – Residual 34% of MSRP – .00245 Base Rate
Residuals posted are for 15K miles/year. Add 2% to Residual for 12k mi/yr and 3% for 10k mi/yr on all terms
BMW Auto Lease Programs - November 2009 - bimmerfest - BMW Forums

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*2010 X5d - Space Gray/Black Nevada/Dark Bamboo|ZPP|ZAP|ZCW|ZTP|ZRC|322|328|386|4NC|4UB|655 |6FL
~Ordered 8/27; Production began 9/28 at 12:20pm; Completed 10/7; Delivered 11/4!~
*2008 535i Black/Black - Dinan Exhaust & S2 Software
*1995 318ti Clubsport - Hellrot Red (autocross/fun car!)
Past: 2005 X3 3.0i; 2009 335xi