That's $250 per year for that tire insurance. I've gotten 1 flat in 10 years. I passed on the insurance.

I've driven through storms in the Sierras without cables (I lived in Sac & SF for 22 years). I'm pretty sure they let you by as long as you have a competent AWD system (xDrive is better than the pseudo-AWD system we had in our RX400h when they let us pass). Check on the local laws, but I'm 95% sure you can get by without cables.

I would look for a top-tier fuel station (others might say different... to each their own). As another poster mentioned, make sure it's labeled ULSD.

Congrats, and let's see pics!

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*2010 X5d - Space Gray/Black Nevada/Dark Bamboo|ZPP|ZAP|ZCW|ZTP|ZRC|322|328|386|4NC|4UB|655 |6FL
~Ordered 8/27; Production began 9/28 at 12:20pm; Completed 10/7; Delivered 11/4!~
*2008 535i Black/Black - Dinan Exhaust & S2 Software
*1995 318ti Clubsport - Hellrot Red (autocross/fun car!)
Past: 2005 X3 3.0i; 2009 335xi