I just paid $1,200 two years ago for new tires.
Last year I paid $700 for a replacement wheel.
This fall I paid another $1500 to replace all 4 tires again because one had a hole in it.

I'm not saying I would pay $1000 for Tire/Wheel insurance. But replacing the wheels and tires is not for the faint of heart.

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2006 X5 Sport 4.4i