Those are good prices, go with what you are comfortable with. For me, I don't like being dependent on the dealer, especially when they are brain dead. Also, I am picky about who works on my vehicles, and I won't let the dealer touch them. On the other hand, others feel warm and fuzzy by having a dealer warranty and by servicing their vehicles there. It is just a personal choice.

Other good warranties are Tech Serv (what I have on the X5) and Zurich. Several folks here in the TCs have those and have not had problems with claims.