I'm surprised they totaled it. Glad your wife is ok!!! Here's a picture of my 4.4i X5 I was t-boned by a pickup truck going almost 55mph. The X5 saved my life...that is exactly what the ambulance, police and body shop told me. The insurance tried and wanted to fix it (damage was over $40k). The frame was slightly bent, and I raised hell. They eventually backed down and declared it a total loss. I cannot believe some insurance companies try and fix extensive damage. You will never be able to sell or trade the car in!