I just received confirmation from my claims adjuster that he will be out tomorrow late morning to look at my X5. I don't want to jump ship on BMW and start pointing fingers. But my X5 was very well maintained, in great condition and had no signs of any malfunction before the incident. I'm a bit of a extreme sports junkie but that fire scared the hell out of me. If there is even a slight chance it could happen to someone else it needs repaired.

As a side note, my X has spend all but the last two winters in Phoenix. So it's pretty new to the Chicago winters. Last year after the first big freeze I replaced the thermostat.