WOW NAZ! PAPASMURF! It is a very small world. Matt actually worked on my X after I was rear-ended on the Garden State Parkway in January 2007. So I can definitely vouch for C&D. He brought my X back to mint condition. A very honest and detail-oriented individual.

I have 2 things to add:

1) Going to C&D is equivalent to going to the dealer. Kishg: if you go to Park Ave BMW, guess where they will send your X....yep that's THEIR body shop, C&D Autobody. LOL. At least that was the case back in January 2007 when I went to Park Ave BMW Service (after the accident) and asked the Service Director who the best autobody guy is. So you can either have Park Ave tow your X to C&D Autobody...or you can just have it towed straight to C&D. Unless they've changed their bodyshop since '07.

2) Kishg: Keep in mind that most of my damage was cosmetic. I did need a new muffler on one side and obviously a new bumper. But the main frame did not sustain any damage. My overall bill (or rather GEICO's overall bill) was around $4,000. And my X was less than 7 months old at that time with very low miles, meaning the KBB value on it was still quite high.

Fast forward to 2010: Your damage bill, based on the speed of the other vehicle, may easily approach $10K. Which is probably not much lower than the KBB value of your vehicle. So you have to ask yourself if repairing is a better option vs. pushing the insurance company for a "total". That's only a question you can answer. You need to decide if you're comfortable getting back into your vehicle after that kind of collision. Versus just taking the fair market payout and putting it towards something else. Good luck!