or even better ... save the money you would have spent on repayments between now and June and put towards the 2011 40d or even 35i ..ask for a slightly lower balloon (as the 40d will hold up well for years, and better than 35d which will be psychologically inferior residual as the 'old model' . there will probably be a coffee a day in price between monthly payments once you do all that ..just food for thought ...its what I'd be doing if I had the choice ...

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2010 35d Innovations
AW with great Tint

AW is the new black you know