Quick update:
I spoke with my adjuster who stated that the other adjuster indicated that the insurance limits may be quite small. So there may be some underinsured issues coming down the pike. I wonder if underinsured coverage will pay for diminished value?
Quote:
Originally Posted by ard
See my post above. YOUR insurance does not "fight for your rights" in many cases. If they do, great- but most of them treat every claim the same, irrespective of whether or not is is subrogated ....
If he just accepts his insurance to handle the claim he will wind up loosing money on this claim- his substantial down payment will be gone and he'd be lucky for the settlement to cover what he owes.
But I'm just a cynic. I wish I could be sunny. 
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