Many thanks for all the input provided.

But there must be something wrong with me or my auto...most of the companies I have tried asked for a tracker, and let alone that my car will not be covered for theft unless I provide a proof of having a tracker installed(the small print in terms and conditions), the rates were anything from 700 to 2500.

Even 700 is too much in my opinion for someone with Full UK license (more than 9 years) - and I have tried it with less then 3000 miles/year, vehicle priced @ 10k, kept on the driveway in Edinburgh overnight...

Could the problem be that for past 4 years the vehicle was insured abroad (so no UK insurance records)?

I am a project manager and have been working abroad all these years...well I guess I will have to pay the 700 then ;(