In the UK the CA info is stored on the map disc, and there was a time where you could buy a map disc with TMC, or a map disc without TMC.

The TMC fee funded the TMC system

And yes, V32 an in fact every BMW OS since a long time ago has been capable of decoding TMC and also pay-tmc.

For the pay-tmc, you have to pay for it and get the right map disc with the conditional access TMC on it.