Well--I guess things don't always come out as planned as I was going to keep my baby ('01 3.0 with only 107K miles) until next year and then decide but I was in a slow moving accident where it rolled. I will post pics on the e53 board when I get a chance. Main thing is I was ok and nobody else was hurt. So, as much as I adore my new Camry as a rental I should be getting a check from Allstate for my car I'm guessing for around $12K. So, my options are as follows:

1) Buy new with the $12K down---either 50i with 20"s optioned out at $68K or go the lesser route and get 35i with 20"s for $62K.

2) Save the $12K and go the CPO route--I see an '08 with 18K miles, 20" wheels for $48K that has everything I need.

3) Save the $12K and go with an '09 non CPO for about $55K.

Add'l Info:
- this is a daily driver
- I am single, no kids but a dog
- my commute is 30 miles each way and no garage at work (1st job ever with no garage but I do have one at home) but we are hopefully going to start to work from home more here shortly the rumor is
- I only want Jet Black (harder to come by as Sapphire is more popular recently)

Any feedback is appreciated !