Should be covered, just have the dealer send them the estimate and they will either approve over the phone or send an adjuster to take pics for the paperwork. Normally takes a day or so for the adjuster to come, then about a day of labor in the shop. I'd make sure you have the provisions to go without the X for a few days.
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X5 pics
RIP 4.6is.....
2003 4.6is
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