I had about $8,000 - $10,000 worth of warranty repair work done between 55,000 and 100,000 miles on my 02 4.4. It is garaged daily and I don't beat on it either. Just my experience, but X5's are not very reliable. Most independent resources will agree with my opinion regarding reliability. $3,500 can get recouped very, very quickly with repair costs for an X5. Keep in mind that nothing is guaranteed just because you have really low mileage. For example, numerous BMW owners have experienced auto trans failures before 50,000 miles. If you don't get a warranty, start a repair fund and keep adding to it. You will need it, it is just a matter of when.

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Profeshenal spellar