Thanks for all UR input guys.... from past exp. with our 05 X5, we had approx. 6K in repairs, thankfully it was all covered under the maintenance warranty..... the Pilot in the past 5 yrs had about 1.5K in repairs including the timing belt...... I luv our 05 X5, but I am afraid of the bills that could accumulate in time, as seen by other members in this forum.......