I really pulled a munson, backing out of my garage in my x5 i bumped into my mothers rear bumper on her 2008 x3. i created a minor crease in her bumper i was going about 3 mph and it probably needs to be replaced does anyone know how much this is going ding me for? The X5 receive a minor scratch I didn't realize the bumper cover on the x3 was vinyl. Thanks in advance for your help.