Looking for a 3er vert for the mom. She is hesitant to buy the 335 because she thinks it will cost more to insure due to it being classified as a higher performance vehicle? What do you all think? V the 328 of course... Small diff, no diff? I need some supporting arguments for the turbo lol

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2011 50i BS/Black Nevada
(gone) 2007 4.8i AW/Tobacco