no, create your own insurance, called self-insuring, for things you can 'weather the storm with'. DIY, its a lot cheaper anyway...

take the insurance amount and invest it, then if you need it, it is there. if not, then you get the amount and the growth to yourself. doing this for all your little things adds up fast.

you can partially do this as well by increases any deductibles you have that you are unlikely to use anyway. eg, for our housing insurance, we have a $2,500 deductible. the annual savings on the policy is big, yet, we are protected against catastrophic loss (earthquake, fire, etc) that would hurt us significantly financially.