Talked to internet sales with a local (SF Bay Area) dealer today... quoted $1500 over invoice less incentives for x5 35i premium order... want 3rd row, convenience package, bmw apps. incentives total $3730 ($1k loyalty, $1730 nav option credit, $1k finance), so $2230 under listed invoice and leaves the dealer $1500 plus holdback in profit... seem reasonable on a suit-to-order x5? The sales guy was very courteous and up front with incentives and pricing (basically take it or leave it in a nice way)... stated that the nav option credit worked even if included in an option package and recommended financing only $10k since we were planning on paying cash and paying off after 6 months to minimize finance charges (~$25) and get the finance credit. Seems like a good deal, but was the first dealer to not hang up on me when I asked for internet sales (I HATE Stevens Creek BMW... always been rude to me). Everything seem in order and on the level???