I checked out your links, thanks. I see what you mean, it seems to me the only things covered with some certainty are the engine and tranny. Major electrical seems to be covered also, just not the stereo or nav.

It's really a case by case it seems. If you really think about it, it's just BMW selling you insurance. Most of the major engine/tranny/electrical problems don't show up until the mileage is higher (usually). We put low miles on our cars, so most likely the CPO we pay more for will expire before we have a major problem and wouldn't be covered anyway.

Am I off in this conclusion??