If I don't renew after the automatic 4-year subscription, what can I do about some of the benefits such as remote door unlock and stolen vehicle recovery? I can't imagine they would straight up deny you - is there a per-use fee perhaps? $200 for a year is steep for a service I haven't used once in 4 years.

BTW, has anyone successfully gotten their insurance premium lowered with the included stolen vehicle recovery coverage (lojack)?

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'08 X5 3.0si - Alpine White / Saddle Brown interior
Specs: Sport Pkg, Premium Pkg, Tech Pkg, Comfort Access, Aero Kit, Style 433 staggered 20s on Conti DWS
Mods: Carbon 35 tint, LED angel eyes, GP Thunder 7500k fogs, H&R 20mm/25mm spacers, clear reflectors, gunsmoke-tinted taillights
Coded: Digital speedo, windows/sunroof/tailgate close via keyfob

X5 pics at Flickr