Seems like a lot of people here are upset about the current value of their X5M. I am just wondering why don't you guys lease? There is a set term and there is a predictable residual value in the end. In the end of the lease you still have a choice of buying out the car (if you love it that much) or walking away from it if you want something new. You can even select a term that you like - 2 years, 3 or 4. If you decide to keep the car after a lease (lets say you fell in love with it), you can even negotiate the buyout price down with the bank. I am just wondering why would someone buy these vehicles as opposed to lease them?