Dedicated winter tires are overkill here in Charlotte NC - we will get a couple light dustings each winter that rarely sticks for more then 24 hours. However, lows will drop down to about 20 - 30 degrees in Jan and Feb. I don't see a need to buy a special rim+winter tire set for these conditions.

Also, dedicated summer tires are overkill for my driving habits. I like to drive fast, but I have no need to take a cloverleaf merge at 80MPH.

I think all seasons are perfect for me.