you don't need the clear title if your state will accept a lien release letter (from the lien holder) + current title.

This is how it works in NY. I got a car from PA and it was a nightmare because they won't and you must clear title in hand on a private sale.

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2006 Audi A3 2.0t DSG apr stage 2
2002 BMW X5 4.4
1997 BMW 328ic sport. moreagrun metallic
1989 BMW 325is with / M50b25nv swap