Quote:
Originally Posted by Skyline
Sorry for your loss. But I don't get this on a couple of levels. First of all, I could understand taking the risk of not having collision insurance, but to have liability insurance only on a car worth more than $15k does not make sense. Comprehensive coverage (or 'comp') is not that expensive. That's the part of your auto insurance that covers fire, theft, flood damage, vandalism, etc.
Second, we had plenty of warning for this hurricane. Why didn't you take your X5 and bike to higher ground??? There's not much you can do if a tree falls on your car, but to park a car in a flood prone area does not make sense to me; especially an uninsured car.
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Not to piss on the OP's already bad month, but I'm with Skyline on this one. I have comprehensive insurance from Progressive on my E46 track car and it costs me ... $17/month. That's not a typo. Yeah, the insurance won't cover the track components, but it will cover the OEM parts. An X5 couldn't possibly more too much more expensive than that. Maybe $25/month?
Anyhow, best of luck getting your stuff sorted, OP. Hopefully you can get a hand from FEMA. On the bright side, at least you've got yourself a good ol' reliable Honda. Best wishes.