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go with the one that lets the engine breathe better - the M62 has big lungs and needs a lot of air... on my N62 as i was working on the misfire and loss of power issue, when i put a K&N in place of the factory filter, the engine definitely worked better, even though at the time it still had other issues...
so, go with the one that breathes better...
BTW, 5000 miles a year - is nothing... I put on last year about 23,000 miles...
you will be ok with the oiled filter...
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